Momentum
Personal Finance

by Findn Solace  ·  Quick Start Guide

fs-momentum-v2.pages.dev

Open this link on your phone — then follow the steps below to install to your home screen

Open Momentum App
Step 1

Install on your device

iPhone / iPad
Android
Desktop
1
Open in Safari

Visit fs-momentum-v2.pages.dev in Safari. Only Safari supports Add to Home Screen on iOS — Chrome will not work for this step.

2
Tap the Share button

Tap Share at the bottom of Safari (top-right on iPad).

3
Add to Home Screen

Scroll the share sheet and tap Add to Home Screen. The icon will already say Momentum.

4
Tap Add

Done. Momentum appears on your home screen and opens full-screen like a native app with no browser bar.

1
Open in Chrome

Visit fs-momentum-v2.pages.dev in Chrome on your Android device.

2
Open the menu

Tap the three-dot menu in the top-right of Chrome.

3
Add to Home screen

Tap Add to Home screen. Chrome may also show an automatic install banner at the bottom of the screen — tap that if it appears.

4
Tap Install

Momentum installs as a standalone app on your Android home screen.

1
Open in your browser

Visit fs-momentum-v2.pages.dev in any modern browser — Chrome, Edge, Safari, or Firefox.

2
Bookmark it for quick access

Press ⌘D on Mac or Ctrl+D on Windows to bookmark the page. You can also drag the URL to your bookmarks bar so Momentum is always one click away.

3
Sign in and get started

Momentum works fully in the browser — no installation needed. Your data is encrypted and syncs automatically across all your devices.

Step 2

Create your account

1
Tap Create Account

Enter your first name, last name, email, and a strong password. Check the legal checkbox to proceed.

2
Confirm your email

A confirmation link will arrive from Momentum. Click it to activate. Check your spam folder if it doesn't arrive within a minute.

3
Sign in and set your vault password

After confirming, sign in. You'll create a vault password — separate from your account password — that encrypts your financial data locally in your browser.

4
Save your override phrase

Set a memorable phrase and write it down somewhere safe. This is your only recovery option if you forget your vault password — there is no reset.

Zero-knowledge encryption

Your financial data is encrypted with AES-256 in your browser before it ever leaves your device. Momentum never sees your numbers — only you can decrypt them with your vault password. Your data is unreadable to anyone else, even across multiple devices.

What's inside

Every section of the app

Dashboard

Your financial snapshot — net worth, income, budget residual, and credit scores in one view.

Budget Tracker

Zero-based budgeting by month. Set planned amounts, log actuals, and track your residual buffer.

Expense Log

Daily transaction tracking — income, expenses, repayments, and savings all in one place.

Debt Manager

Track balances, APRs, and payoff timelines for all debts. Avalanche or snowball framework.

Credit Profile

Log Equifax and TransUnion scores monthly. Track utilization and score trajectory over time.

Assets & Net Worth

All accounts and investments in one place. Net worth tracked over time with monthly snapshots.

Income & Pay

Configure salary, bonuses, RRSP contributions, pay frequency, and upcoming pay dates.

Monthly Reviews

Record notes and reflections for each month. Build your complete financial history over time.

Annual Picture

Year-over-year view of income, expenses, and savings across any date range you choose.

Goals

Up to 3 active goals — savings targets, debt payoff milestones, credit score improvements.

Planning

Down payment, FHSA, TFSA, and RRSP projections. Tax estimates for your pay schedule.

Export Centre

One-tap PDFs — debt summary, credit profile, annual summary, and full financial profile.

Pro tips

Get the most out of Momentum